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New & Used Vehicle Loans |
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Annual Percentage Rate as LOW as: |
Maximum Amount Financed: |
Maximum Term: |
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New Automobiles & Light Trucks (current or prior model year |
5.25% APR
6.00% APR
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up to MSRP (Manufacturer's Suggested Retail Price) Plus Sales Tax, License and Title Fees |
36 months
72 months
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Used Automobiles & Light Trucks (any vehicle that does not meet definition of "New") |
5.25% APR
5.50% APR
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up to NADA Retail Plus Sales Tax, License and Title Fees
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36 months
60 months |
Pre-Approval letter can help you save money when shopping for your vehicle
Purchase your vehicle and finance with 1st Community Federal Credit Union without leaving one of our participating dealers
Refinance that vehicle you have financed elsewhere at these LOWER rates
Car Smart - New & Used Vehicle Pricing
Driving Sense - Find out how to drive more car with less payment (see Balloon Payment)
Easy Payment Options
Simple Interest
GAP (Guaranteed Auto Protection) Waiver - covers the difference between the loan balance and the insurance settlement in the event of a total loss or unrecovered theft plus $1000 to apply to the loan balance of the replacement vehicle if replacement vehicle is financed at the Credit Union within 90 days of loss.
Mechanical Breakdown Protection
Credit Life Insurance available
Credit Disability Insurance available
Involuntary Unemployment Insurance available
Rates and Terms based upon approved credit. All Rates subject to change. Rates updated 1-25-08.
We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA.