About Our New Home Equity

Home Equity & All Purpose Loans

	*Annual Percentage Rate as LOW as:	Maximum Amount Financed:	Maximum Term:
Home Equity (lien on property)	5.49% APR	80% of appraised value less all lien balances	60 months
Home Equity (lien on property)	6.00% APR	80% of appraised value less all lien balances	180 months
All Purpose (no lien)	8.99% APR	$15,000	60 months

Finance Charges may be Tax-Deductible on Secured Home Equity (consult your tax advisor)
For Life or Home Improvement...take a vacation, pay for college, bill consolidation or add a room, remodel, add a pool
Minimal Closing Costs / No Origination Fee (Home Equity)
* Rates "as LOW as" includes discounts of .50% APR
Easy Payment Options
Simple Interest
Credit Life Insurance available (maximum repayment term 120 months)
Credit Disability Insurance available (maximum repayment term 120 months)
Home Owner's Insurance - Insurance products and services are offered through Southwest Business Corporation (SWBC). Each insurance quote is based on individual circumstances. Rate quotes are not guaranteed. 1st Community Federal Credit Union is not affiliated with Southwest Business Corporation (SWBC.)
Involuntary Unemployment Insurance available (temporarily unavailable)

Rates and Terms based upon approved credit. All Rates subject to change. Rates updated 06-29-10.

We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA.

APR - Annual Percentage Rate