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Balloon Payment - New & Used Vehicle Loans |
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Annual Percentage Rate as LOW as: |
Maximum Amount Financed: |
Maximum Term: |
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New Automobiles & Light Trucks (current model year) |
6.25% APR |
up to MSRP (Manufacturer's Suggested Retail Price) Plus Sales Tax, License and Title Fees |
60 months |
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Used Automobiles & Light Trucks (up to 3 prior model years old) |
6.25% APR |
up to NADA Retail Plus Sales Tax, License and Title Fees |
60 months |
Drive that new car with up to a 30% lower monthly payment
Guaranteed purchase of vehicle at term of contract (subject to vehicle condition and mileage)
Low excess mileage charge $0.10 per mile
Mileage options available - 12,000 -15,000- and 18,000 miles per year
Pre-Approval letter can help you save money when shopping for your vehicle
Purchase your vehicle and finance with 1st Community Federal Credit Union without leaving one of our participating dealers
Refinance that vehicle you have financed elsewhere at these LOWER rates
Car Smart - New & Used Vehicle Pricing
Driving Sense - Find out how to drive more car with less payment
Easy Payment Options
Simple Interest
GAP (Guaranteed Auto Protection) provided at no cost - covers the difference between the loan balance and the insurance settlement in the event of a total loss or unrecovered theft
Mechanical Breakdown Protection
Credit Life Insurance available
Credit Disability Insurance available
Rates and Terms based upon approved credit. All Rates subject to change. Rates updated 1-25-08.
We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA.