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All Checking accounts include THESE standard features:
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FREE "CU Easy" Internet
banking & Bill Pay
- with all Checking Accounts; link to Checkview to get
FREE copies of your checks that have cleared your account in the last year
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FREE Debit/ATM Card
- with all checking accounts; acts like a check, works like a credit card
(for over the phone or Internet transactions) and can be used at ATMs
-
FREE Savings
Overdraft Protection
- no charge to automatically transfer any available funds from your
Savings Account to your Checking Account when needed. We will not transfer
any funds that are on hold or the minimum $25 required to maintain your
Credit Union membership
-
FREE Loan Overdraft
Protection
(with approved loan application) - if payment on any loan is past due,
loan overdraft protection will not work
-
FREE E-Statements
- receive your statements by e-mail on the first business day of the
month; they're SAFE (encrypted) and FREE
-
No Minimum Balance
Required
-
No Limit/Charge for
Number of Checks or Transactions
-
FREE "Texas Teller" Audio Response
-allows you to balance your checkbook 24-hours a day with your touch-tone
phone
-
Direct Deposit
- separate allocations to other credit union accounts available
-
Automatic Transfers
- to other CU accounts (Savings, Loan payments, IRA deposits, etc.)
-
Temporary Checks
- for instant access
· FREE
Notary Public service
Your
deposits are federally insured up to $250,000 by the
National Credit Union
Administration (NCUA),
a U. S. Government Agency.
IRAs insured separately.
Additional coverage through
Excess Share Insurance Corporation (ESI),a private insurance company,
insures 1CFCU deposit account
for an additional $250,000. IRAs insured separately for an additional
$250,000. |