Club Account Details

These Accounts Allow You to SAVE for that Special Occasion

(Vacation, Travel, Business, Education and more)

• Account Ownership - same as on your regular Share/Savings account

• Automatic Deposits - have payroll deductions from your employer deposited directly in to your Christmas Club account

• No minimum balance required

• No monthly service fee

• No limit on withdrawals or deposits

• Day-in/day-out dividends paid quarterly (rates same as earned on Savings/Share Account) except for special Christmas Club

Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA),

a U. S. Government Agency.  IRAs insured separately.

Additional coverage through Excess Share Insurance Corporation (ESI),a private insurance company,

insures 1CFCU deposit account for an additional $250,000. IRAs insured separately for an additional $250,000.