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A Christmas Club Account at 1st
Community Can Make Christmas More Fun!
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Account Ownership - same as on
your regular Share/Savings account
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Automatic Deposits - have
payroll deductions from your employer deposited directly in to your
Christmas Club account
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No
minimum balance required
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No
monthly service fee
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Day-in/day-out dividends compounded and paid monthly (rates same as earned
on Savings/Share Account)
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Available for withdrawal during November and December of each year
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Account closed if any early withdrawal of funds
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Surprise Christmas premium in November of each year
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Automatically renewed annually
Your
deposits are federally insured up to $250,000 by the
National Credit Union
Administration (NCUA),
a U. S. Government Agency.
IRAs insured separately.
Additional coverage through
Excess Share Insurance Corporation (ESI),a private insurance company,
insures 1CFCU deposit account
for an additional $250,000. IRAs insured separately for an additional
$250,000. |