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FREE "1st Rate" Checking Account |
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Qualifying Members Receive -
What Do You Need to Do to Qualify? It's EASY...
effective 02-10-10 |
What Happens If I Don't Qualify During a Cycle?
Each 1st Rate Checking Account member will receive an e-mail on the first day of the next cycle that tells whether or not you qualified for the higher dividend rate and ATM fee refunds. It also gives the details about your qualifying transactions - Ex. "you did 23 debit card transactions this cycle."
Contact us today to take advantage of this GREAT New Checking Account... (800) 749-1465 or (325) 653-1465
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Other GREAT 1st Rate Checking Benefits:
· FREE Notary Public service |
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*ATM refunds up to $25 per
item.$25 per cycle if requirements are met.**4.01% Annual Percentage Yield (APY)
paid on balances between one penny and $25,000, and 0.10% APY paid on all
amounts above $25,000 each cycle the minimum requirements are met.If you do
not meet the requirements during a given cycle, you will earn the Base Rate
of 0.10% APY. Rates as of 8-12-09. We may change the dividend rate and APY
at any time after the account is opened. No minimum balance required to open
this account.Available to personal accounts only. No monthly service
charge.If you do not meet the requirements per cycle,your account will still
function as a free checking account earning the Base Rate, however it will
not receive ATM Refunds for that time period. Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U. S. Government Agency. IRAs insured separately.
Additional coverage through Excess Share Insurance Corporation (ESI), a private insurance company, insures 1CFCU deposit account for an additional $250,000. IRAs insured separately for an additional $250,000.
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