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Privacy
Policy
"Web Site
Privacy Policy"
At 1st
Community Federal Credit Union, we put our members first and take
pride in offering a variety of financial services. Protecting your
privacy, along with your financial assets, is central to our
mission.
Whether you are an existing member
or are considering membership with us, we understand how important
it is to you to know how we collect, retain and use information
about you. We recognize that you have a right to expect your
personal financial information to remain private and secure. We will
maintain standards to ensure that your information is private and
secure at all times.
1st Community Federal Credit
Union’s Web Site Privacy Policy appears below. It is our commitment
to protect your personal information in accordance with this Policy.
Use, Collection and Retention of
Member Information
1st Community Federal Credit
Union collects, retains and uses information about members only
where reasonably necessary--and allowed by law--to administer our
business and provide products, services and other opportunities that
we believe will benefit our members.
When you visit our Web site, we may
collect and retain the following information about you: (1) the
domain name from which you access the Internet (e.g., aol.com,
att.net), (2) the date and time you access our site, and (3) the
Internet address of the Web site from which you directly linked to
our site, if applicable. We use this information to measure the
number of visitors to our site, and to help us make our site more
useful to you.
If you identify yourself by
inputting personal information at our Web site, we will use that
information only to respond to your inquiry or request. We will not
forward any such information to any third party unless required by
law.
Maintenance of Accurate Information
1st Community Federal Credit
Union has established procedures to ensure that your personal
information is accurate, current and complete in accordance with
reasonable commercial standards. If you find that your account
information is incorrect, call or write to us at the telephone
number and address listed below. We will correct any erroneous
information as quickly as possible.
Limiting Employee Access to
Information
1st Community Federal Credit
Union limits employee access to personally identifiable member
information to those employees with a valid business reason for
knowing such information. We train our employees on the importance
of member confidentiality and privacy, and require each of our
employees to comply with this Policy and our standards of conduct
and procedures.
Protection of Information by way of
Established Security Procedures
All of 1st Community Federal
Credit Union’s operational and data processing systems are in a
secure environment that protects your account information from being
accessed by third parties. In addition, we maintain appropriate
security standards and procedures to prevent unauthorized access to
member information. Our home banking system uses a cryptographic
(digital certificate) key to secure account information sent between
our server and your browser. This communication key allows us to
encrypt data sent through the Internet. Our server also employs
sophisticated firewalls to prevent unauthorized access to credit
union and member information.
Restrictions on Disclosure of
Account Information
1st Community Federal Credit
Union does not share member information with unaffiliated third
parties for their independent use, except for the exchange of
information with reputable information reporting agencies in order
to maximize the accuracy and security of such information and in
connection with providing certain products or services that we
believe may benefit our members.
We place strict limits on companies
to whom we provide personally identifiable data for marketing
purposes. Whenever we provide information for this purpose, we
carefully review the company and the product or service to ensure
that it provides value to our members. In addition, we share only
the minimum amount of information necessary for that company to
offer its product or service to you.
If you prefer not to receive
notification about any offers from companies approved by us, call or
write to us at the following telephone number and address:
(325) 653-1465
1st Community
Federal Credit Union
3505 Wildewood Drive
San Angelo, TX 76904
In addition to the foregoing, 1st
Community Federal Credit Union must also provide member information
in the following circumstances: (1) In order to complete a
transaction initiated by one of our members, (2) if a member
requests it, and (3) if the information disclosure is required by
law.
Maintaining Member Privacy in
Business Relationships with Third Parties
When 1st Community Federal
Credit Union provides member information to a third party, we
require--through a written agreement--that the third party adhere to
privacy principles and standards of conduct similar to those to
which 1st Community Federal Credit Union adheres for keeping member
information confidential.
A Word about Internet Cookies
To provide better service and a
more effective Web site, we may use "cookies" as part of our
interaction with your Internet browser. A "cookie" is a small text
file placed on your hard drive by our Web page server. A cookie
cannot retrieve any other data from your hard drive, pass on
computer viruses, nor capture your e-mail address. Cookies are
commonly used on Web sites and do not harm your system. We may use
cookies in places where you may need to register, such as home
banking, or where you are able to customize the information you see.
Recording a cookie at such points makes your online experience
easier and more personalized. We may also use cookies to identify
what sections of our site our members visit most so we can continue
to provide information on the products and services in which our
members have demonstrated an interest. These cookies do not collect
personally identifiable information and we do not combine
information collected through cookies with other personal
information to determine who you are or your e-mail address. By
configuring your preferences or options in your Internet browser,
you can control if and how a cookie will be accepted.
More Information
1st Community Federal Credit
Union values its members and their privacy. We want you to
understand how we use the information you provide and our commitment
to ensuring your personal privacy. If you have any questions about
how 1st Community Federal Credit Union protects or uses your
confidential information, please contact us at the telephone number
or address appearing above.
All deposits are insured up
to $100,000 by the National Credit Union Administration (NCUA), a
U.S. Government Agency.
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