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Current Rates

Effective October 15, 2002

Loan Types

Annual Percentage Rate

as Low as:

Maximum Term:

New Automobiles & Light Trucks (Including Current & 1 Prior Model Year)

6.00% APR

48 months

 

 

Used Automobiles & Light Trucks

6.00% APR

48 months

 

 

Home Improvement & Home Equity

6.25% APR

60 months

7.00% APR

180 months

New Recreational Vehicles

6.25% APR

60 months

7.00% APR

144 months

Used Recreational Vehicles

6.25% APR

60 months

6.75% APR

120 months

New Boat, Motor and/or Trailer

6.00% APR

48 months

6.50% APR

72 months

Used Boats, Motor and/or Trailer

6.00% APR

48 months

6.25% APR

60 months

"1st Cash" Line of Credit (Unsecured)

10.50% APR

Revolving

Shares Secured

2% above Share Rate - minimum 4.5% APR

120 months

Term Share Certificate Secured

2% above Certificate Rate - minimum 4.5% APR

term of certificate

MasterCard PLATINUM

9.70% APR

Revolving

MasterCard/VISA GOLD

9.90% APR

Revolving

MasterCard/VISA

15.25% APR

Revolving

Mortgage Loans

rates quoted daily

up to 30 years

Please contact the Credit Union for other Loan Products available.

* additional details available through the Loan Department
** Rates and terms subject to approved credit.


1st Community Federal Credit Union uses a credit scoring system to determine your ANNUAL PERCENTAGE RATE (APR). This program rewards those members that have maintained an exceptional credit history with a lower interest rate when borrowing.


All Rates Subject to Change Without Notice.

We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.

All deposits are insured up to $100,000 by the national Credit Union Administration
(
NCUA), a U.S. Government Agency

 


Your deposits are federally insured up to $100,000 by the National Credit Union Administration (NCUA),

a U. S. Government Agency.  IRAs insured separately.